The global payments system might be heading for its biggest shake-up in decades. Sal Gilbertie, CEO of Teucrium, believes SWIFT's days are numbered, with Ripple quietly positioning itself to lead a financial revolution through secret partnerships that could make traditional banking rails obsolete.
Ripple's Hidden Agenda
Gilbertie points to Ripple's confidential NDAs as the smoking gun. While we don't know what's in these agreements, the implication is clear: major financial players are already jumping ship from SWIFT to Ripple's faster, cheaper alternative.

This secrecy has traders buzzing about XRP's potential. If Ripple really has locked down game-changing partnerships behind closed doors, we could see explosive demand for the token once these deals go public.
Why SWIFT Is Vulnerable
SWIFT has ruled cross-border payments for 50 years, but it's showing its age. Transfers take days, cost a fortune, and rely on outdated infrastructure that blockchain tech makes look prehistoric.
Ripple promises the opposite: instant settlements, minimal fees, and full transparency. If those NDAs hide partnerships with major banks, Ripple could be quietly building SWIFT's replacement while nobody's watching.
What This Means for XRP
For XRP holders, this isn't just speculation—it's potentially the catalyst they've been waiting for. A SWIFT collapse would create a massive vacuum that Ripple seems positioned to fill.
The timeline matters though. Gilbertie suggests this disruption could happen faster than anyone expects. If he's right, XRP could be sitting on the biggest opportunity in crypto as the bridge between old finance and the blockchain future.