Eseandre Mordi
XRP is back in the spotlight, and this time the conversation isn't about chart patterns or short-term pumps. A liquidity-based price model circulating online suggests XRP could realistically reach $26.50 if it and RLUSD manage to capture just 1% of the global FX market's staggering $9.6 trillion in daily turnover. It's a bold call, but the math behind it is worth understanding.
How the $26.50 XRP Price Target Is Calculated
The model starts with a simple premise: 1% of global FX daily volume equals roughly $96 billion in transactional flow. Scale that across a full year and you're looking at an estimated $35 trillion in annual bridge volume. For any asset handling that kind of institutional throughput without slipping on price, deep liquidity is non-negotiable.
The value isn't in speculation - it's in systemic utility. If XRP becomes the bridge layer for global FX, the price follows the liquidity requirement.
Historically, assets with high transactional utility tend to carry market capitalizations 15 to 20 times their average daily volume to stay stable. Using a liquidity multiplier of 16.5 against $96 billion in daily flow, the model arrives at a required market cap of around $1.58 trillion. Divide that by an estimated circulating supply of 60 billion XRP, and you land at roughly $26.33 per token. Close enough to $26.50 to make the projection credible on its own terms.
XRP's Path Into the $96B Daily FX Flow
This isn't a short-term price target. The model doesn't claim XRP is heading to $26 next week. What it does is frame XRP's potential worth through the lens of long-term institutional adoption and cross-border settlement infrastructure. Traders already watching breakout signals toward $3.80 see this longer-range thesis as the bigger picture behind near-term moves.
For the projection to play out, a lot would have to go right: widespread adoption of XRP as a bridge asset, regulatory clarity, and a fundamental shift in how banks and financial institutions handle cross-border settlements. None of that is guaranteed. But the model does a good job of illustrating how real-world utility, not just market sentiment, could drive valuation in ways that traditional crypto analysis tends to miss. With bullish technical setups already forming, some analysts see the groundwork being laid right now.
The takeaway isn't that $26.50 is inevitable. It's that if XRP succeeds in even a small slice of the global FX market, the numbers suggest current prices may dramatically undervalue what the asset could become. For ongoing XRP price analysis and crypto market coverage, Thetradable.com tracks the latest forecasts and technical setups as they develop.
Eseandre Mordi
