Editorial staff
When you purchase a home, chances are, you’ll get offered a home warranty - but this depends on your individual contract.
It’s similar to home insurance, but insurance covers unexpected events that can lead to home damages, but home warranty generally only covers relatively expected problems, such as aging.
A home warranty may cover plumbing, electrical, heading, and air conditioning, as well as various other main electrical appliances.
If you’re on the market for a home warranty, then keep reading for more information on the best home warranty companies in 2020.
Advanced Home Warranty
Pros
- 24/7 claims hotline for your convenience
- First month free of charge
- Choice of two different plans
- Available anywhere in the U.S
- Can get coverage for big-ticket items
Cons
- $60 service charge
If you need a trusted warranty, wherever you are in the U.S, Advanced Home Warranty is a great choice. Their claims line is available 24/7 - but there is a trade service charge of $60. If the repairs cost less than $60, then you won’t have to pay the full amount.
There are two plans to choose from. The most affordable plan is the Basic Plan, which will set you back $370, plus one free month. This plan covers:
- Heating System
- Garage Door Opener
- Plumbing System
- Dishwasher
- Electrical SystemMicrowave
Their other plan is the Total Plan, which is $450 per year, with one free month. It will include everything listed above, as well as air conditioning, washing machines, dryers, and fridges. It’s worth paying the extra $100 per year knowing you’ve got the big ones covered.
Choice Home Warranty
Pros
- 4.8 out of 5 rating on ConsumerAffairs.com and 5-star rating on Trust Pilot
- Excellent customer service available 24/7, every day of the year
- Doesn’t matter how old your home, systems, and appliances are
- Can get an inspection done within two days
Cons
- Slightly more expensive
Choice Home Warranty is a good option if you want premium, highly rated services. Don’t just take our word for it - they have an average rating of 4.8 out of 5 on ConsumerAffairs.com, and a 5-star rating on Trust Pilot.
It doesn’t matter how old your home is, how old your systems are, or how old your appliances are, as Choice will cover items as long as they’re maintained well, and in full working order at the time you started the coverage.
If you have any issues that are covered in your warranty plan, a licensed technician that has been pre-screened will come to your house within two working days. Their customer service is super helpful, and available 24/7 every day of the year, including holidays.
If for whatever reason, Choice can’t replace your damaged item, they’ll give you a cash payment of the cost of the item - which is reassuring to know.
You have two plans to choose from - the cheapest being the Basic Plan. This plan will cost you 378 a year, and will cover the following:
- Heating
- Electrical
- Plumbing
- Water Heater
- Whirlpool
- Oven
- Dishwasher
- Microwave
- Garbage Disposal
- Ductwork
- Garage Door Opener
- Ceiling and Exhaust Fans
Their second plan - Total Plan - will cost $450 per year. This plan covers all of the above, as well as air conditioning, washer and dryer, and fridge.
You can add other items on for an extra cost, such as a pool and the plumbing systems for pools.
American Home Shield
Pros
- Better Business Bureau accredited business
- Can request home repairs online
- Technicians will typically be in your home within 24 hours
- Variety of plans to choose from
- Can choose your own plan
Cons
You know a business is trustworthy when it’s Better Business Bureau accredited - and American Home Shield has that stamp of approval.
There are four plans to choose from:
Appliance
This plan is suitable for your everyday appliances - your fridges, dishwashers, washing machines, and food processors.
Systems
Your plumbing, electrics, heating, air conditioning, and smoke detectors will be covered with their Systems plan.
Combo
This is a mixture of both - and you’ll save $14 per month if you choose this plan instead of the Appliance and Systems plan separately
Build Your Own
This plan gives you the option to choose to cover 10 or more items, which is perfect if you have certain items that you care about more.
Editorial staff
